| As an UK based independent travel consultant, | | | | so shop around for your own cover. However if |
| specializing in travel in Europe, I always | | | | you are booking an independent holiday you |
| recommend that my clients take out travel | | | | should remember to ensure that you have travel |
| insurance when making a travel booking. I think | | | | insurance. |
| that it is money well spent for peace of mind. | | | | Don't just look at the price of the insurance |
| You just never know what might happen when | | | | premium, also examine the levels of cover for |
| you are traveling and you don't want to end up | | | | various incidents, what is the excess deducted |
| seriously out of pocket if your luggage is lost or | | | | from claims. Will the sports or activities you do on |
| you have an accident. I know that EU residents | | | | holiday be covered or be considered hazardous |
| are eligible for health care in member states but | | | | and excluded from the cover? If you take at |
| this does not cover you for every situation eg an | | | | least 2 one week holidays in Europe per year, it is |
| air ambulance home, Evidently 15% of UK | | | | usually worth taking out annual insurance cover. |
| residents don't bother taking out travel insurance. | | | | It it also a good idea to leave a photocopy of |
| With most package holidays you can not book a | | | | your policy with a relative or friend in the UK. |
| holiday if you do not have travel insurance. so this | | | | Remember to carry the 24 hour emergency |
| will serve as a reminder. The insurance offered by | | | | contact phone number for the insurance company |
| travel agents is nearly always much more | | | | with you at all times. Hopefully you will never need |
| expensive than cover that you buy independently, | | | | to call that number. |