| Missouri residents who are having trouble obtaining | | | | residents who have pre-existing health conditions |
| affordable health insurance should research the | | | | and can not seem to find a health insurance |
| Missouri Health Insurance Pool, or MHIP. | | | | company that will sell them an individual health |
| What is the Missouri Health Insurance Pool? | | | | insurance policy should be especially interested in |
| The MHIP is a program designed to help Missouri | | | | MHIP because while there are stipulations on |
| residents who can not find affordable health | | | | pre-existing conditions, the stipulations of the |
| insurance, and who do not qualify or are not | | | | MHIP's policy on pre-existing conditions can be |
| covered under any other kind of health insurance | | | | waived in certain circumstances. |
| plan. | | | | Those Missouri residents who are not eligible for |
| The MHIP offers inpatient and outpatient hospital | | | | MHIP include those who are eligible for other kinds |
| care; physician care; care from other medical | | | | of health insurance plans and programs such as a |
| professionals; special health services and supplies; | | | | regular health insurance plan, a state-sponsored |
| and prescription drug coverage. | | | | health insurance plan, Medicaid, Medicare, and |
| Who sponsors the Missouri Health Insurance Pool? | | | | COBRA. |
| The MHIP came into effect in 1991 thanks to the | | | | If the MHIP has already paid out $1 million in health |
| Missouri General Assembly. It also operates under | | | | care costs to an individual, he or she is no longer |
| the Assembly's rules. However, the MHIP is | | | | eligible. The same is true for individuals who are |
| administered by Blue Cross and Blue Shield of | | | | ineligible for health insurance policies due to alcohol |
| Missouri and Blue Cross and Blue Shield of Kansas | | | | and substance abuse. |
| City. | | | | How do I find out more information about the |
| Who is eligible for the Missouri Health Insurance | | | | Missouri Health Insurance Pool? |
| Pool? | | | | Contact the Missouri Department of Insurance, or |
| The MHIP is open to all Missouri residents | | | | visit the Missouri Health Insurance Pool official Web |
| depending on eligibility requirements, but those | | | | site. |