Your ultimate insurance guide


 

Blue Cross Blue Shield

The Blue Cross and Blue Shield Association isgood loyalty to thwart fraud and it also had
the national trade organization thata special department specifically set up to
associates 38 independent regional healthmethodically look for any justification to
insurance companies in the United States andreject  coverage  for  large  claims.
Canada. It was formed in the 1982 fusion of
the Blue Cross Association and the NationalWhen the company issues a medical insurance
Association of Blue Shield Plans that arepolicy, the person insured thinks he or she
founded basically in Chicago, Illinois. Bothhas medical coverage and relies on it and the
organizations trace their histories to healthperson can find out other coverage if the
plans that were created around the same timecompany has a legitimate reason for denying
in two different parts of the U.S. Thecoverage and tells the person at the time of
progression of managed health care in thethe insurance application. If the insurance
United States is closely linked to thecompany doesn't review applications until
designs  of  Blue  Cross-Blue  Shield.claims are filed and then retroactively
cancels the policies, the people insured by
Blue Cross and Blue Shield Plans arethe company find themselves without insurance
presenting Medicare Advantage and Medicareand prone for all the medical expenses they
Prescription Drug Plans in local marketsthought were covered by their medical
across the country. Blue Cross and Blue Crossinsurance. This is a very serious injury
of California are being scrutinized bycaused by the insurance company's bad faith
California regulators after 10 lawsuits werefailure to assess the application in a timely
filed against Blue Cross in March 2006manner.
claiming that the company had not acted in a



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