Pay Bcbsnc With a Credit Card?

Pay BCBSNC with a credit card.companies you may have done business with in
After you have gone through the quoting processthe past, BCBSNCÂ(R) is diligent about
with Blue Cross and Blue Shield of Northstopping the automatic debit. North Carolina
CarolinaÂ(R), and have made a selection, itinsurance companies are regulated by the North
will be necessary to provide BCBSNCÂ(R)Carolina Department of Insurance. As long as you
with the first premium payment. If you use afollow the procedures necessary to stop an
credit card, they will charge the card at the timeautomatic debit, you won't have trouble. Simply,
that you accept coverage. It doesn't matter thatthe procedure is to provide the insurance
your insurance policy's effective date is thirtycompany a letter requesting cancellation of the
days in the future, they will charge the cardpolicy on a particular date, the policy number, the
immediately.names of the people covered on the policy and
The credit card can be used for the firstyour signature.
payment only. You will be billed monthly for allBank Drafting policies:
subsequent payments. (Technically,Blue AdvantageÂ(R): BCBSNCÂ(R)
BCBSNCÂ(R) will allow you to pay monthlyBank Draft transactions are processed on the 5th
with the credit card, but you must fill out theof the month a policy is effective. On-going drafts
credit card section on the back of the premiumoccur on the 5th for 1st of the month bills and
statement each month.Most members, I have12th for 15th of the month for bills that are
found, on monthly billing, will pay by check.effective mid month.
Paying by checking account:Blue Options HSA(SM): The Blue Options HSA(SM)
Probably the easiest way to make sure that yourproduct will always default to a 1st of the month
health insurance payment is made every month,bill cycle even if the individual chooses an effective
is to have your account debited automatically bydate of the 15th. The general rule for drafts is
BCBSNCÂ(R). Provide them with yourthat they occur on the 2nd day in the month that
name as it appears on the check, the routinga policy is effective. If it is after the second of
number and the account number and that is allthe month, the draft will occur immediately.
you have to do. This is better for all involved. YouFor individuals with the Blue Options HSA(SM) plan
don't have to remember to write a check. (Youwith a 15th effective date , this means that
don't want your insurance to lapse because youpotentially they could draft immediately for only
were on vacation or were too busy.) It is less15 days of premium, then follow with another full
expensive for the Blue Cross and Blue Shield ofmonth draft when the 5th of the next month
North CarolinaÂ(R) to debit an accountoccurs. Example: Effective date is 3/15, they enroll
rather than handle a paper check, and send aon 3/23 and we draft immediately for 15 days.
paper bill.On 4/5, they draft for a full month. Additionally, a
You don't have to worry about45-day draft will occur in this example if
BCBSNCÂ(R) stopping the automatic debitenrollment does not occur until 4/1 or after.
if you cancel your insurance. Unlike other