Affordable Health Insurance In And Around Michigan

While group health insurance is ideal, there arebeing turned down due to pre-existing health
several ways to obtain affordable health insuranceconditions you may have. The only stipulation to
in Michigan if you are unable to obtain it throughthis is that you must purchase your individual
an employer-sponsored group health insurancehealth insurance plan with Blue Cross Blue Shield of
plan.Michigan.
If you have recently become unemployed, youWhy is this stipulation worth accepting? Because it
may be eligible for the Consolidated Omnibusis hard for people with pre-existing health
Budget Reconciliation Act of 1985, or COBRA,conditions to purchase individual health insurance
which allows you to continue your health insurancepolicies. Health insurance companies sometimes
after becoming unemployed. You may also berefuse to sell individual health insurance policies to
eligible for the services offered by the Healththe people because the companies feel they are
Insurance Portability and Accountability Act, ortoo "high-risk," meaning, they are going to be
HIPAA. Other possible affordable health insurancespending a lot of money on them. This is a sad,
options in Michigan include insurance conversion,but true, occurrence.
Medicaid, Medicare, and state-sponsored healthDo not let the prices of individual health insurance
care plans which focus on low-income individuals,policies keep you from purchasing one, especially
children, and families, or those who can notif you have a health condition that requires regular
otherwise afford a health insurance policy.care, treatment, and medication. In Michigan, you
Yet, if none of these options are available to you,can obtain affordable health insurance. Contact the
you may have to purchase an individual healthMichigan Office of Financial and Insurance Services
insurance plan. However, in Michigan, you can setfor more information about purchasing an
out to purchase an affordable individual healthaffordable individual health insurance plan through
insurance plan without having to worry aboutBlue Cross Blue Shield of Michigan.