| HEALTH INSURANCE: | | | | will vary by plan. In considering any plan, |
| | | | you should try to figure out its total cost |
| Health insurance, which is coverage for | | | | to you and your family, especially if someone |
| individuals to protect them against medical | | | | in the family has a chronic or serious health |
| costs and give them a surity to a secured | | | | condition. Indemnity and managed care plans |
| life in this unsecured world with day to day | | | | differ in their basic approach. |
| accidents, enormous infections and diseases | | | | |
| which may be highly fatal such as | | | | Indemnity and managed care plans differ in |
| Tuberculosis and other viral infections, | | | | their basic approach. Put broadly, the major |
| Genetic disorders that requires relatively | | | | differences concern choice of providers, |
| high costs for treatment and diagnosis. It is | | | | out-of-pocket costs for covered services, and |
| a wise act to make yourself prepared for such | | | | how bills are paid. Usually, indemnity plans |
| instances by buying a profitable health | | | | offer more choice of doctors (including |
| insurance from us. Unlike other insurance | | | | specialists, such as cardiologists and |
| plans , health insurance also should be | | | | surgeons), hospitals, and other health care |
| regarded as an important plan to be taken up | | | | providers than managed care plans. Indemnity |
| for leading a healthy life in this medically | | | | plans pay their share of the costs of a |
| advanced world whereby the cost of medication | | | | service only after they receive a bill. |
| is increasing day by day with the discovery | | | | |
| of new therapies and various rapid | | | | Managed care plans have agreements with |
| diagnostic tools. | | | | certain doctors, hospitals, and health care |
| | | | providers to give a range of services to plan |
| ABOUT HEALTH INSURANCE: | | | | members at reduced cost. In general, you will |
| | | | have less paperwork and lower out-of-pocket |
| Health insurance companies offer Health | | | | costs if you select a managed care type plan |
| insurance plans as a vital part of your full | | | | and a broader choice of health care providers |
| planning picture. Without it your safety and | | | | if you select an indemnity-type plan. |
| the safety of your family is jeopardized; | | | | |
| most qualified heath care providers will not | | | | SERVICES OFFERED BY US: |
| treat you without health insurance. | | | | |
| | | | We offer a good match between what plans will |
| As we all know, health care is very costly; a | | | | satisfy your need and the best coverage, |
| prolonged illness or serious injury can | | | | which can benefit you from the health |
| easily bankrupt a family without insurance. | | | | insurance plan. For example, if you are |
| Not having it is an endangerment to | | | | suffering from a chronic disease we offer |
| everything you have. After you have read the | | | | special plans which encompass all the |
| basics on this page, you can go to choosing a | | | | medication and diagnostic costs. You can't |
| Health Insurance Plan to understand more | | | | know in advance what your health care needs |
| about all the choices available for your | | | | for the coming year will be. But you can |
| situation. | | | | guess what services you and your family might |
| | | | need. Figure out what the total costs to your |
| CHOOSING A HEALTH PLAN: | | | | family would be for these services under each |
| | | | plan and take up the plan in the most |
| Health insurance offers better health plans | | | | profitable way. |
| for you and your family's health needs. With | | | | |
| any health plan, however, there is a basic | | | | Today there is more health plans to choose |
| premium, which is how much you or your | | | | according to your convenience and choice. You |
| employer pays, usually monthly, to buy health | | | | can make your best choice and satisfy with |
| insurance coverage. In addition, there are | | | | the best health insurance plans offered by us |
| often other payments you must make, which | | | | in the most profitable way. |