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Group Health Insurance

Health insurance is a type of insuranceCompared to individual health insurance,
policy in which the insurer provides for thegroup health insurance is less expensive.
cost of any or all of the health careAnother advantage is that no medical exam is
services. Today, there are many types ofrequired to qualify for group health
health insurance such as fee-for-service,insurance.
managed care, and more. Health insurance is
offered to individuals as well as groups.A wide range of group health insurance plans
Group health insurance is designed to meetare available to choose from. Fully insured
the health care needs of employees of largeemployer group, small employer group, large
as well as small companies. Group healthemployer group, health maintenance
insurance policy provides medical expenseorganization (HMO), self-funded ERISA, group
coverage for many people in a single policy.managed care, and preferred provider
Under group health insurance, the cost oforganization are some types of group health
premium is spread out among the members ofinsurance.
the  group.
Getting group health insurance quote through
Group health insurance offers health carewebsites is quite easy. In order to qualify
coverage for student organizations, religiousfor a group health insurance policy, employer
organizations, employers, professionalmust have at least 2 full time employees on
associations, and other groups. Mostthe payroll. While purchasing a group health
Americans get group health insurance frominsurance, it is advisable to seek the
their employer. In most cases, employer paysassistance of group health insurance broker.
all or part of the health care insuranceGolden Rule Insurance Company, UniCare, Aetna
premium.Inc., Horizon Blue Cross Blue Shield of New
Jersey, Health Net of California, and Time
Group health insurance benefits both employeeInsurance Company are some of the leading
as well as employer. Employees covered byhealth insurance companies that offer group
group health insurance plan, get medicalhealth insurance.
treatment quickly with little or no cost.



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