| Health insurance is a type of insurance policy in | | | | individual health insurance, group health insurance is |
| which the insurer provides for the cost of any or | | | | less expensive. Another advantage is that no |
| all of the health care services. Today, there are | | | | medical exam is required to qualify for group |
| many types of health insurance such as | | | | health insurance. |
| fee-for-service, managed care, and more. Health | | | | A wide range of group health insurance plans are |
| insurance is offered to individuals as well as | | | | available to choose from. Fully insured employer |
| groups. Group health insurance is designed to | | | | group, small employer group, large employer |
| meet the health care needs of employees of | | | | group, health maintenance organization (HMO), |
| large as well as small companies. Group health | | | | self-funded ERISA, group managed care, and |
| insurance policy provides medical expense | | | | preferred provider organization are some types |
| coverage for many people in a single policy. Under | | | | of group health insurance. |
| group health insurance, the cost of premium is | | | | Getting group health insurance quote through |
| spread out among the members of the group. | | | | websites is quite easy. In order to qualify for a |
| Group health insurance offers health care | | | | group health insurance policy, employer must have |
| coverage for student organizations, religious | | | | at least 2 full time employees on the payroll. While |
| organizations, employers, professional associations, | | | | purchasing a group health insurance, it is advisable |
| and other groups. Most Americans get group | | | | to seek the assistance of group health insurance |
| health insurance from their employer. In most | | | | broker. Golden Rule Insurance Company, UniCare, |
| cases, employer pays all or part of the health | | | | Aetna Inc., Horizon Blue Cross Blue Shield of New |
| care insurance premium. | | | | Jersey, Health Net of California, and Time |
| Group health insurance benefits both employee as | | | | Insurance Company are some of the leading |
| well as employer. Employees covered by group | | | | health insurance companies that offer group |
| health insurance plan, get medical treatment | | | | health insurance. |
| quickly with little or no cost. Compared to | | | | |