| There is a lot said about health care these days. | | | | provider. Within each group there are a few |
| With costs rising and no end in sight there is a | | | | different type of health care plans.Fee for service |
| bigger need than ever for everyone to have the | | | | plans are the most common and traditional forms |
| coverage of a health care plan. Health car plans | | | | of health care coverage. With a fee service the |
| are basically like insurance that helps you cover | | | | covered individual gets many choices of doctors |
| medical costs. Like any insurance they are | | | | and hospitals. The insurance provider pays for a |
| sometimes difficult to understand.There are many | | | | portion of your costs while you pay a fee. You |
| types of health care plans available. Each type | | | | pay both a monthly fee for coverage and fees |
| breaks down into two basic groups: group or | | | | based on the care you receive. Many times there |
| individual. Group plans are the least expensive | | | | is a deductible that must be met before the |
| option. They are provided through an employer. | | | | insurance provider pays anything. Most plans also |
| Individual plans are offered through private | | | | have a maximum amount you will pay out of |
| companies and can cost much more than group | | | | pocket. Once this figure is reached your costs are |
| plans because there are no group discounts to the | | | | covered 100%. |