| There is a lot said about health care these | | | | the provider. Within each group there are a |
| days. With costs rising and no end in sight | | | | few different type of health care plans.Fee |
| there is a bigger need than ever for everyone | | | | for service plans are the most common and |
| to have the coverage of a health care plan. | | | | traditional forms of health care coverage. |
| Health car plans are basically like insurance | | | | With a fee service the covered individual |
| that helps you cover medical costs. Like any | | | | gets many choices of doctors and hospitals. |
| insurance they are sometimes difficult to | | | | The insurance provider pays for a portion of |
| understand.There are many types of health | | | | your costs while you pay a fee. You pay both |
| care plans available. Each type breaks down | | | | a monthly fee for coverage and fees based on |
| into two basic groups: group or individual. | | | | the care you receive. Many times there is a |
| Group plans are the least expensive option. | | | | deductible that must be met before the |
| They are provided through an employer. | | | | insurance provider pays anything. Most plans |
| Individual plans are offered through private | | | | also have a maximum amount you will pay out |
| companies and can cost much more than group | | | | of pocket. Once this figure is reached your |
| plans because there are no group discounts to | | | | costs are covered 100%. |